Lending Solutions

Debt capital for acquisition, refinance, and construction

Our debt platform provides access to a diverse network of lenders including life insurance companies, commercial banks, debt funds, CMBS conduits, and government-sponsored enterprises.

Our Lending Platform

Structured financing for every property type

We structure financing to optimize leverage, pricing, and loan terms based on asset characteristics and sponsor objectives. Our platform covers all major commercial real estate asset classes.

Institutional Relationships

Our platform provides access to a diverse network of lenders including life insurance companies, commercial banks, debt funds, CMBS conduits, and government-sponsored enterprises. We maintain relationships with over 200 capital sources nationwide.

Asset Class Expertise

From multifamily and office to retail, industrial, and hospitality, we have deep expertise across all major commercial real estate asset classes. Our team understands the unique characteristics and financing requirements of each property type.

Structured Solutions

We specialize in complex transactions that require creative structuring, including mezzanine debt, preferred equity, and hybrid capital solutions that optimize leverage while preserving sponsor control and upside participation.

Lending Programs

Comprehensive debt solutions for every stage of the property lifecycle

Senior Permanent Debt

Stabilized Assets

Fixed-rate, fully amortizing or interest-only financing for stabilized, income-producing properties. Ideal for long-term hold strategies and cash flow optimization.

Key Terms

Loan Size: $10M to $500M+
Leverage: Up to 75% LTV (asset-dependent)
Term: 5, 7, 10, or 15 years
Amortization: 25-30 years or interest-only
Rate: Fixed; typically 5.5% - 7.5%
Prepayment: Yield maintenance or defeasance

Eligible Property Types

Multifamily, office, retail, industrial, hospitality, self-storage, healthcare, student housing

Lender Sources

Life insurance companies, CMBS conduits, Fannie Mae, Freddie Mac, bank balance sheet

Bridge & Transitional Financing

Value-Add & Lease-Up

Short-term, floating-rate financing for properties undergoing lease-up, renovation, or repositioning. Designed for sponsors executing business plans with clear exit strategies.

Key Terms

Loan Size: $5M to $250M+
Leverage: Up to 80% LTV / 85% LTC
Term: 12, 24, or 36 months with extensions
Interest: Floating (SOFR + spread)
Rate: Typically SOFR + 3.5% - 6.0%
Prepayment: No penalty after minimum term

Eligible Property Types

All major asset classes including value-add multifamily, office conversion, retail repositioning

Lender Sources

Debt funds, regional banks, private lenders, specialty finance companies

Construction & Development Financing

Ground-Up & Major Renovation

Project financing for ground-up construction and substantial rehabilitation. Includes interest reserves and built-in lease-up or stabilization period.

Key Terms

Loan Size: $15M to $300M+
Leverage: Up to 70% LTC (varies by asset type)
Term: 24-48 months with stabilization period
Interest: Floating (SOFR + spread)
Rate: Typically SOFR + 4.0% - 7.0%
Recourse: Full recourse during construction; possible non-recourse at stabilization

Eligible Property Types

Multifamily, office, mixed-use, industrial, student housing, senior housing

Requirements

Experienced sponsor with construction track record, locked GMP with qualified GC, committed equity, strong market fundamentals

Mezzanine Debt & Preferred Equity

Gap Financing

Subordinated capital that fills the gap between senior debt and common equity. Optimizes leverage while preserving sponsor control and upside participation.

Key Terms

Loan Size: $5M to $100M
Combined Leverage: Up to 90% LTV/LTC
Term: 3-7 years (matched to senior debt)
Interest: Fixed or floating
Rate: 10% - 15% current pay or PIK
Structure: True mezzanine or preferred equity depending on tax and control considerations

Typical Use Cases

Acquisition financing, cash-out refinancing, recapitalization, partner buyouts

Our Process

Streamlined financing process

From initial consultation to closing, we guide you through every step of the financing process with transparency and efficiency.

Initial Consultation

We review your transaction summary, understand your objectives, and provide preliminary feedback on structure and feasibility. This conversation is confidential and non-binding.

Formal Submission

If we proceed, we request comprehensive property information including financials, rent rolls, plans, and sponsor background. Our team conducts preliminary underwriting and prepares marketing materials.

Lender Outreach

We present your transaction to our curated network of capital sources. We manage all lender communications, answer questions, and negotiate preliminary terms on your behalf.

Closing

We coordinate with lender counsel, third-party reports, and your team to facilitate timely closing. We troubleshoot issues and ensure all parties meet their obligations.

Ready to discuss your financing needs?

Our team is ready to review your transaction and provide preliminary feedback on structure, terms, and execution timeline.

Submit an Inquiry