* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
  }
  
  :root {
    --navy: #1a2332;
    --slate: #2d3e50;
    --charcoal: #3d4a5c;
    --olive: #5f6b54;
    --muted-gold: #b8a677;
    --off-white: #f4f4f1;
    --warm-white: #fafaf8;
    --text-primary: #1a2332;
    --text-secondary: #4a5568;
    --border-color: #d4d4d0;
    --spacing-unit: 8px;
    --card-radius: 3px;
  }
  
  body {
    font-family: 'Satoshi', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    font-size: 16px;
    line-height: 1.5;
    color: var(--text-primary);
    background-color: var(--warm-white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
  }
  
  h1, h2, h3, h4, h5, h6 {
    font-family: 'Cabinet Grotesk', sans-serif;
    line-height: 1.2;
    font-weight: 700;
  }
  
  h1 {
    font-size: clamp(2.5rem, 5vw, 4.5rem);
    font-weight: 800;
    letter-spacing: -0.02em;
  }
  
  h2 {
    font-size: clamp(1.75rem, 3.5vw, 3rem);
    font-weight: 700;
    letter-spacing: -0.01em;
  }
  
  h3 {
    font-size: clamp(1.25rem, 2vw, 1.5rem);
    font-weight: 700;
  }
  
  h4 {
    font-size: clamp(1.1rem, 1.5vw, 1.25rem);
    font-weight: 700;
  }
  
  p {
    line-height: 1.7;
  }
  
  a {
    color: inherit;
    text-decoration: none;
    transition: color 0.2s ease;
  }
  
  .main-nav {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background-color: var(--warm-white);
    border-bottom: 1px solid var(--border-color);
    z-index: 1000;
    transition: background-color 0.3s ease;
  }
  
  .main-nav.scrolled {
    background-color: rgba(250, 250, 248, 0.95);
    backdrop-filter: blur(10px);
  }
  
  .nav-container {
    max-width: 1440px;
    margin: 0 auto;
    padding: calc(var(--spacing-unit) * 3) calc(var(--spacing-unit) * 6);
    display: flex;
    justify-content: space-between;
    align-items: center;
  }
  
  .nav-brand {
    display: flex;
    align-items: center;
    gap: calc(var(--spacing-unit) * 2);
    font-weight: 700;
  }
  
  .brand-mark {
    width: 40px;
    height: 40px;
    background-color: var(--navy);
    color: var(--off-white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    font-family: 'Cabinet Grotesk', sans-serif;
    font-weight: 800;
    border-radius: 10px;
  }
  
  .brand-text {
    font-size: 18px;
    letter-spacing: -0.01em;
    color: var(--navy);
  }
  
  .nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
  }
  
  .nav-toggle span {
    width: 24px;
    height: 2px;
    background-color: var(--navy);
    transition: all 0.3s ease;
  }
  
  .nav-menu {
    display: flex;
    list-style: none;
    gap: calc(var(--spacing-unit) * 5);
    align-items: center;
  }
  
  .nav-item {
    position: relative;
  }
  
  .nav-item.has-submenu:hover .submenu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
  }
  
  .submenu {
    position: absolute;
    top: 100%;
    left: 0;
    background-color: var(--warm-white);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    min-width: 220px;
    padding: calc(var(--spacing-unit) * 2) 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: all 0.3s ease;
    box-shadow: 0 4px 12px rgba(26, 35, 50, 0.08);
    margin-top: calc(var(--spacing-unit) * 2);
    list-style: none;
  }
  
  .submenu li {
    padding: 0;
  }
  
  .submenu a {
    display: block;
    padding: calc(var(--spacing-unit) * 1.5) calc(var(--spacing-unit) * 3);
    font-size: 14px;
    font-weight: 500;
    color: var(--text-secondary);
    transition: background-color 0.2s ease, color 0.2s ease;
  }
  
  .submenu a:hover {
    background-color: var(--off-white);
    color: var(--navy);
  }
  
  .nav-link {
    font-size: 15px;
    font-weight: 500;
    color: var(--text-secondary);
    position: relative;
    padding: 4px 0;
  }
  
  .nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 1px;
    background-color: var(--navy);
    transition: width 0.3s ease;
  }
  
  .nav-link:hover,
  .nav-link.active {
    color: var(--navy);
  }
  
  .nav-link:hover::after {
    width: 100%;
  }

  .nav-arrow {
    font-size: 10px;
    margin-left: 6px;
    transition: transform 0.3s ease;
    display: inline-block;
  }

  .nav-item.active .nav-arrow {
    transform: rotate(180deg);
  }

  /* Submenu icons */
  .submenu a i {
    margin-right: 8px;
    width: 14px;
    text-align: center;
    color: var(--text-secondary);
    transition: color 0.3s ease;
  }

  .submenu a:hover i {
    color: var(--navy);
  }

  /* Mobile navigation arrow styles */
  @media (max-width: 768px) {
    .nav-arrow {
      font-size: 12px;
      margin-left: 8px;
    }
    
    .submenu a i {
      font-size: 12px;
    }
  }
  
  .nav-cta {
    margin-left: calc(var(--spacing-unit) * 2);
  }
  
  .btn-nav-cta {
    display: inline-block;
    padding: calc(var(--spacing-unit) * 1.5) calc(var(--spacing-unit) * 3);
    background-color: var(--navy);
    color: var(--off-white);
    font-weight: 500;
    font-size: 14px;
    border-radius: var(--card-radius);
    transition: background-color 0.2s ease;
  }
  
  .btn-nav-cta:hover,
  .btn-nav-cta.active {
    background-color: var(--charcoal);
  }
  
  main {
    margin-top: 80px;
  }
  
  section {
    padding: calc(var(--spacing-unit) * 15) calc(var(--spacing-unit) * 6);
    max-width: 1440px;
    margin: 0 auto;
  }
  
  .section-inner {
    max-width: 1200px;
    margin: 0 auto;
  }
  
  .section-label {
    font-size: 13px;
    font-weight: 500;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--text-secondary);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .section-intro {
    font-size: 18px;
    line-height: 1.7;
    color: var(--text-secondary);
    margin-top: calc(var(--spacing-unit) * 3);
    max-width: 800px;
  }
  
  .page-hero {
    min-height: 50vh;
    display: flex;
    align-items: center;
    background-color: var(--off-white);
  }
  
  .page-hero-content {
    max-width: 900px;
  }
  
  .page-hero h1 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 4);
  }
  
  .page-lead {
    font-size: 20px;
    line-height: 1.6;
    color: var(--text-secondary);
    max-width: 750px;
    margin-top: calc(var(--spacing-unit) * 4);
  }
  
  .hero-section {
    min-height: 85vh;
    display: flex;
    align-items: center;
    position: relative;
    overflow: hidden;
  }

  .hero-background {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: -1;
  }

  .hero-bg-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    opacity: 0.8   ;
  }

  .hero-content {
    position: relative;
    z-index: 1;
  }
  
  .hero-content {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: calc(var(--spacing-unit) * 12);
    align-items: start;
  }
  
  .hero-text {
    padding-top: calc(var(--spacing-unit) * 8);
  }
  
  .hero-headline {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 5);
  }
  
  .hero-lead {
    font-size: 20px;
    line-height: 1.6;
    color: var(--warm-white);
    max-width: 600px;
    margin-bottom: calc(var(--spacing-unit) * 5);
  }
  
  .hero-actions {
    display: flex;
    gap: calc(var(--spacing-unit) * 3);
  }
  
  .hero-stats {
    background-color: var(--navy);
    color: var(--off-white);
    padding: calc(var(--spacing-unit) * 6);
    border-radius: var(--card-radius);
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 5);
    position: sticky;
    top: 120px;
  }
  
  .stat-item {
    border-left: 2px solid var(--muted-gold);
    padding-left: calc(var(--spacing-unit) * 3);
  }
  
  .stat-value {
    font-size: 48px;
    font-weight: 800;
    font-family: 'Cabinet Grotesk', sans-serif;
    color: var(--muted-gold);
    line-height: 1;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .stat-label {
    font-size: 14px;
    line-height: 1.5;
    color: var(--off-white);
    opacity: 0.85;
  }
  
  .btn-primary {
    display: inline-block;
    padding: calc(var(--spacing-unit) * 2) calc(var(--spacing-unit) * 5);
    background-color: var(--muted-gold);
    color: var(--navy);
    font-weight: 700;
    font-size: 15px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    border: 2px solid var(--muted-gold);
    border-radius: var(--card-radius);
    transition: background-color 0.2s ease, color 0.2s ease;
    cursor: pointer;
  }
  
  .btn-primary:hover {
    background-color: transparent;
    color: var(--muted-gold);
  }
  
  .btn-secondary {
    display: inline-block;
    padding: calc(var(--spacing-unit) * 2) calc(var(--spacing-unit) * 5);
    background-color: transparent;
    color: var(--navy);
    font-weight: 700;
    font-size: 15px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    border: 2px solid var(--navy);
    border-radius: var(--card-radius);
    transition: background-color 0.2s ease, color 0.2s ease;
    cursor: pointer;
  }
  
  .btn-secondary:hover {
    background-color: var(--navy);
    color: var(--off-white);
  }
  
  .btn-large {
    padding: calc(var(--spacing-unit) * 2.5) calc(var(--spacing-unit) * 6);
    font-size: 16px;
  }
  
  .text-link {
    color: var(--navy);
    font-weight: 500;
    text-decoration: underline;
    text-decoration-color: var(--muted-gold);
    text-underline-offset: 3px;
    transition: color 0.2s ease;
  }
  
  .text-link:hover {
    color: var(--olive);
  }
  
  .text-link-inline {
    color: var(--navy);
    text-decoration: underline;
    text-decoration-color: var(--muted-gold);
    text-underline-offset: 2px;
    transition: color 0.2s ease;
  }
  
  .text-link-inline:hover {
    color: var(--olive);
  }
  
  .value-proposition {
    background-color: var(--off-white);
  }
  
  .value-proposition h2 {
    color: var(--navy);
    max-width: 700px;
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .value-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 5);
    margin-top: calc(var(--spacing-unit) * 8);
  }
  
  .value-card {
    background-color: var(--warm-white);
    padding: calc(var(--spacing-unit) * 5);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
  }
  
  .value-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(26, 35, 50, 0.08);
  }
  
  .value-number {
    font-size: 14px;
    font-weight: 700;
    color: var(--muted-gold);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-family: 'Cabinet Grotesk', sans-serif;
  }
  
  .value-card h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 20px;
  }
  
  .value-card p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }

  .client-testimonials {
    background-color: var(--off-white);
  }

  .client-testimonials h2 {
    color: var(--navy);
    text-align: center;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }

  .client-testimonials .section-intro {
    text-align: center;
    margin: calc(var(--spacing-unit) * 3) auto calc(var(--spacing-unit) * 6);
  }

  .testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: calc(var(--spacing-unit) * 5);
  }

  .testimonial-card {
    background-color: var(--warm-white);
    padding: calc(var(--spacing-unit) * 5);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
  }

  .testimonial-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(26, 35, 50, 0.08);
  }

  .testimonial-content {
    margin-bottom: calc(var(--spacing-unit) * 4);
  }

  .testimonial-content p {
    font-size: 16px;
    line-height: 1.7;
    color: var(--text-primary);
    font-style: italic;
    position: relative;
  }

  .testimonial-content p::before {
    content: '"';
    font-size: 48px;
    color: var(--muted-gold);
    position: absolute;
    top: -1.3rem;
    left: -1.5rem;
    font-family: 'Cabinet Grotesk', sans-serif;
    font-weight: 800;
  }

  .testimonial-author {
    border-top: 1px solid var(--border-color);
    padding-top: calc(var(--spacing-unit) * 3);
  }

  .author-info h4 {
    color: var(--navy);
    font-size: 16px;
    font-weight: 700;
    margin-bottom: calc(var(--spacing-unit) * 0.5);
  }

  .author-title {
    color: var(--text-secondary);
    font-size: 14px;
    font-weight: 500;
  }
  
  .featured-capabilities {
    background-color: var(--warm-white);
  }
  
  .capabilities-layout {
    display: grid;
    grid-template-columns: 1fr 1.3fr;
    gap: calc(var(--spacing-unit) * 10);
  }
  
  .capabilities-text h2 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .capabilities-text p {
    color: var(--text-secondary);
    font-size: 18px;
    line-height: 1.7;
    margin-bottom: calc(var(--spacing-unit) * 4);
  }
  
  .capabilities-list {
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 4);
  }
  
  .capability-item {
    padding: calc(var(--spacing-unit) * 4);
    border-left: 3px solid var(--muted-gold);
    background-color: var(--off-white);
    border-radius: 0 var(--card-radius) var(--card-radius) 0;
  }
  
  .capability-item h3 {
    font-size: 18px;
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 1.5);
  }
  
  .capability-item p {
    font-size: 15px;
    color: var(--text-secondary);
    line-height: 1.6;
  }
  
  .cta-section {
    text-align: center;
    padding: calc(var(--spacing-unit) * 15) calc(var(--spacing-unit) * 6);
    background-color: var(--slate);
    color: var(--off-white);
  }
  
  .cta-content h2 {
    color: var(--off-white);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .cta-content p {
    font-size: 18px;
    margin-bottom: calc(var(--spacing-unit) * 5);
    opacity: 0.9;
  }
  
  .content-section {
    background-color: var(--warm-white);
  }
  
  .content-section.dark-section {
    background-color: var(--navy);
    color: var(--off-white);
  }
  
  .content-section.dark-section h2,
  .content-section.dark-section h3,
  .content-section.dark-section h4 {
    color: var(--off-white);
  }
  
  .content-section.dark-section p,
  .content-section.dark-section li {
    color: rgba(255, 255, 255, 0.85);
  }
  
  .content-section.dark-section .section-label {
    color: var(--muted-gold);
  }
  
  .timeline-content {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: calc(var(--spacing-unit) * 10);
    margin-top: calc(var(--spacing-unit) * 6);
  }
  
  .timeline-text p {
    margin-bottom: calc(var(--spacing-unit) * 3);
    font-size: 17px;
    line-height: 1.7;
    color: var(--text-secondary);
  }
  
  .timeline-milestones {
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 5);
  }
  
  .milestone {
    display: grid;
    grid-template-columns: 100px 1fr;
    gap: calc(var(--spacing-unit) * 3);
    padding-bottom: calc(var(--spacing-unit) * 5);
    border-bottom: 1px solid var(--border-color);
  }
  
  .milestone:last-child {
    border-bottom: none;
  }
  
  .milestone-year {
    font-size: 28px;
    font-weight: 800;
    font-family: 'Cabinet Grotesk', sans-serif;
    color: var(--muted-gold);
  }
  
  .milestone-content h3 {
    font-size: 18px;
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 1);
  }
  
  .milestone-content p {
    font-size: 15px;
    color: var(--text-secondary);
    line-height: 1.6;
  }
  
  .principles-section {
    background-color: var(--off-white);
  }
  
  .principles-section h2 {
    color: var(--navy);
    text-align: center;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .principles-section .section-intro {
    text-align: center;
    margin: calc(var(--spacing-unit) * 3) auto;
  }
  
  .principles-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 5);
    margin-top: calc(var(--spacing-unit) * 8);
  }
  
  .principle-card {
    background-color: var(--warm-white);
    padding: calc(var(--spacing-unit) * 5);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
  }
  
  .principle-icon {
    font-size: 24px;
    font-weight: 800;
    font-family: 'Cabinet Grotesk', sans-serif;
    color: var(--muted-gold);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .principle-card h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 20px;
  }
  
  .principle-card p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }
  
  .leadership-intro {
    margin-top: calc(var(--spacing-unit) * 4);
    margin-bottom: calc(var(--spacing-unit) * 8);
  }
  
  .leadership-intro p {
    font-size: 17px;
    line-height: 1.7;
    color: var(--text-secondary);
  }
  
  .leadership-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 6);
    margin-bottom: calc(var(--spacing-unit) * 10);
  }
  
  .leader-card {
    padding: calc(var(--spacing-unit) * 5);
    background-color: var(--off-white);
    border-radius: var(--card-radius);
    border: 1px solid var(--border-color);
  }
  
  .leader-info h3 {
    color: var(--navy);
    font-size: 22px;
    margin-bottom: calc(var(--spacing-unit) * 1);
  }
  
  .leader-email {
    font-size: 14px;
    font-weight: 500;
    color: var(--muted-gold);
    margin-bottom: calc(var(--spacing-unit) * 3);
    font-family: 'Satoshi', sans-serif;
  }
  
  .leader-card p {
    font-size: 15px;
    line-height: 1.7;
    color: var(--text-secondary);
  }
  
  .governance-content {
    padding: calc(var(--spacing-unit) * 6);
    background-color: var(--off-white);
    border-radius: var(--card-radius);
    border: 1px solid var(--border-color);
  }
  
  .governance-content h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .governance-content p {
    font-size: 16px;
    line-height: 1.7;
    color: var(--text-secondary);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .governance-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 2);
  }
  
  .governance-list li {
    font-size: 15px;
    color: var(--text-primary);
    padding-left: calc(var(--spacing-unit) * 3);
    position: relative;
    line-height: 1.6;
  }
  
  .governance-list li::before {
    content: '—';
    position: absolute;
    left: 0;
    color: var(--muted-gold);
  }
  
  .stats-highlight {
    background-color: var(--navy);
    color: var(--off-white);
  }
  
  .stats-content h2 {
    text-align: center;
    color: var(--off-white);
    margin-bottom: calc(var(--spacing-unit) * 8);
  }
  
  .stats-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: calc(var(--spacing-unit) * 6);
  }
  
  .stat-block {
    text-align: center;
    padding: calc(var(--spacing-unit) * 4);
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: var(--card-radius);
  }
  
  .stat-large {
    font-size: 48px;
    font-weight: 800;
    font-family: 'Cabinet Grotesk', sans-serif;
    color: var(--muted-gold);
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .stat-block p {
    font-size: 14px;
    opacity: 0.85;
  }
  
  .programs-detailed {
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 6);
    margin-top: calc(var(--spacing-unit) * 8);
  }
  
  .program-detail-card {
    background-color: var(--off-white);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    overflow: hidden;
  }
  
  .dark-section .program-detail-card {
    background-color: rgba(255, 255, 255, 0.05);
    border-color: rgba(255, 255, 255, 0.15);
  }
  
  .program-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: calc(var(--spacing-unit) * 5);
    background-color: var(--warm-white);
    border-bottom: 1px solid var(--border-color);
  }
  
  .dark-section .program-header {
    background-color: rgba(255, 255, 255, 0.03);
    border-bottom-color: rgba(255, 255, 255, 0.1);
  }
  
  .program-header h3 {
    color: var(--navy);
    font-size: 22px;
  }
  
  .dark-section .program-header h3 {
    color: var(--off-white);
  }
  
  .program-tag {
    font-size: 12px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--muted-gold);
    padding: calc(var(--spacing-unit) * 1) calc(var(--spacing-unit) * 2);
    background-color: rgba(184, 166, 119, 0.15);
    border-radius: var(--card-radius);
  }
  
  .program-body {
    padding: calc(var(--spacing-unit) * 5);
  }
  
  .program-description {
    font-size: 16px;
    line-height: 1.7;
    color: var(--text-secondary);
    margin-bottom: calc(var(--spacing-unit) * 4);
  }
  
  .dark-section .program-description {
    color: rgba(255, 255, 255, 0.85);
  }
  
  .program-specs-section {
    margin-bottom: calc(var(--spacing-unit) * 4);
  }
  
  .program-specs-section:last-child {
    margin-bottom: 0;
  }
  
  .program-specs-section h4 {
    font-size: 16px;
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .dark-section .program-specs-section h4 {
    color: var(--off-white);
  }
  
  .program-specs-section p {
    font-size: 15px;
    line-height: 1.6;
    color: var(--text-secondary);
  }
  
  .dark-section .program-specs-section p {
    color: rgba(255, 255, 255, 0.85);
  }
  
  .specs-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 1.5);
  }
  
  .specs-list li {
    font-size: 15px;
    color: var(--text-primary);
    line-height: 1.6;
    padding-left: calc(var(--spacing-unit) * 3);
    position: relative;
  }
  
  .dark-section .specs-list li {
    color: rgba(255, 255, 255, 0.85);
  }
  
  .specs-list li::before {
    content: '—';
    position: absolute;
    left: 0;
    color: var(--muted-gold);
  }
  
  .specs-list strong {
    color: var(--navy);
  }
  
  .dark-section .specs-list strong {
    color: var(--off-white);
  }
  
  .jv-philosophy {
    margin: calc(var(--spacing-unit) * 8) 0;
  }
  
  .jv-philosophy h3 {
    color: var(--off-white);
    margin-bottom: calc(var(--spacing-unit) * 5);
  }
  
  .philosophy-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: calc(var(--spacing-unit) * 5);
  }
  
  .philosophy-point h4 {
    color: var(--muted-gold);
    font-size: 18px;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .philosophy-point p {
    font-size: 15px;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.85);
  }
  
  .process-section {
    background-color: var(--off-white);
  }
  
  .process-section h2 {
    text-align: center;
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .process-section .section-intro {
    text-align: center;
    margin: calc(var(--spacing-unit) * 3) auto calc(var(--spacing-unit) * 8);
  }
  
  .process-timeline {
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 6);
    position: relative;
  }
  
  .process-timeline::before {
    content: '';
    position: absolute;
    left: 24px;
    top: 0;
    bottom: 0;
    width: 2px;
    background-color: var(--border-color);
  }
  
  .process-step {
    display: grid;
    grid-template-columns: 48px 1fr auto;
    gap: calc(var(--spacing-unit) * 4);
    position: relative;
  }
  
  .step-number {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background-color: var(--navy);
    color: var(--off-white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    font-weight: 700;
    font-family: 'Cabinet Grotesk', sans-serif;
    position: relative;
    z-index: 1;
  }
  
  .process-step h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .process-step p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }
  
  .timeline-duration {
    font-size: 13px;
    font-weight: 500;
    color: var(--muted-gold);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    align-self: start;
  }
  
  .contact-methods {
    background-color: var(--warm-white);
  }
  
  .contact-grid-main {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 5);
    margin-bottom: calc(var(--spacing-unit) * 5);
  }
  
  .contact-card-large {
    background-color: var(--off-white);
    padding: calc(var(--spacing-unit) * 6);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
  }
  
  .contact-icon {
    width: 64px;
    height: 64px;
    background-color: var(--navy);
    color: var(--off-white);
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--card-radius);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .contact-card-large h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 22px;
  }
  
  .contact-card-large p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .contact-details {
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 1.5);
    margin-bottom: calc(var(--spacing-unit) * 4);
  }
  
  .contact-link {
    font-size: 16px;
    font-weight: 500;
    color: var(--navy);
    text-decoration: underline;
    text-decoration-color: var(--muted-gold);
    text-underline-offset: 3px;
    transition: color 0.2s ease;
  }
  
  .contact-link:hover {
    color: var(--olive);
  }
  
  .contact-grid-secondary {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: calc(var(--spacing-unit) * 4);
  }
  
  .contact-card {
    padding: calc(var(--spacing-unit) * 4);
    background-color: var(--off-white);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
  }
  
  .contact-card h3 {
    color: var(--navy);
    font-size: 18px;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .contact-card p {
    color: var(--text-secondary);
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .locations-section {
    background-color: var(--warm-white);
  }
  
  .locations-section h2 {
    color: var(--navy);
    margin-top: calc(var(--spacing-unit) * 2);
    margin-bottom: calc(var(--spacing-unit) * 6);
  }
  
  .offices-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 5);
  }
  
  .office-card {
    background-color: var(--off-white);
    padding: calc(var(--spacing-unit) * 5);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
  }
  
  .office-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .office-header h3 {
    color: var(--navy);
    font-size: 20px;
  }
  
  .office-badge {
    font-size: 11px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--muted-gold);
    padding: calc(var(--spacing-unit) * 0.5) calc(var(--spacing-unit) * 1.5);
    background-color: rgba(184, 166, 119, 0.15);
    border-radius: var(--card-radius);
  }
  
  .office-details p {
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .office-address {
    font-size: 15px;
    line-height: 1.6;
    color: var(--text-secondary);
  }
  
  .office-contact {
    font-size: 14px;
    line-height: 1.6;
  }
  
  .office-contact a {
    color: var(--navy);
    font-weight: 500;
  }
  
  .office-coverage {
    font-size: 14px;
    line-height: 1.6;
    color: var(--text-secondary);
    margin-top: calc(var(--spacing-unit) * 2);
    padding-top: calc(var(--spacing-unit) * 2);
    border-top: 1px solid var(--border-color);
  }
  
  .disclosures-section {
    background-color: var(--warm-white);
  }
  
  .disclosure-content {
    margin-top: calc(var(--spacing-unit) * 6);
  }
  
  .disclosure-block {
    margin-bottom: calc(var(--spacing-unit) * 8);
    padding-bottom: calc(var(--spacing-unit) * 8);
    border-bottom: 1px solid var(--border-color);
  }
  
  .disclosure-block:last-child {
    border-bottom: none;
    margin-bottom: 0;
    padding-bottom: 0;
  }
  
  .disclosure-block h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 3);
    font-size: 22px;
  }
  
  .disclosure-block p {
    font-size: 16px;
    line-height: 1.7;
    color: var(--text-secondary);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .disclosure-block p:last-child {
    margin-bottom: 0;
  }
  
  .disclosure-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 2);
    margin: calc(var(--spacing-unit) * 3) 0;
  }
  
  .disclosure-list li {
    font-size: 15px;
    color: var(--text-primary);
    padding-left: calc(var(--spacing-unit) * 3);
    position: relative;
    line-height: 1.6;
  }
  
  .disclosure-list li::before {
    content: '—';
    position: absolute;
    left: 0;
    color: var(--muted-gold);
  }
  
  .inquiry-process {
    background-color: var(--off-white);
  }
  
  .inquiry-process h2 {
    text-align: center;
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .inquiry-process .section-intro {
    text-align: center;
    margin: calc(var(--spacing-unit) * 3) auto calc(var(--spacing-unit) * 8);
  }
  
  .process-steps-simple {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: calc(var(--spacing-unit) * 5);
  }
  
  .step-simple {
    text-align: center;
  }
  
  .step-num {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background-color: var(--navy);
    color: var(--off-white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    font-weight: 700;
    font-family: 'Cabinet Grotesk', sans-serif;
    margin: 0 auto calc(var(--spacing-unit) * 3);
  }
  
  .step-content h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .step-content p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }
  
  .requirements-section {
    background-color: var(--warm-white);
  }
  
  .requirements-section h2 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .requirements-detailed {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 5);
    margin-top: calc(var(--spacing-unit) * 6);
  }
  
  .requirement-block {
    background-color: var(--off-white);
    padding: calc(var(--spacing-unit) * 5);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
  }
  
  .req-header {
    display: flex;
    align-items: center;
    gap: calc(var(--spacing-unit) * 2);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .req-number {
    font-size: 24px;
    font-weight: 800;
    font-family: 'Cabinet Grotesk', sans-serif;
    color: var(--muted-gold);
    flex-shrink: 0;
  }
  
  .requirement-block h3 {
    color: var(--navy);
    font-size: 20px;
  }
  
  .req-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 1.5);
  }
  
  .req-list li {
    font-size: 14px;
    color: var(--text-secondary);
    padding-left: calc(var(--spacing-unit) * 3);
    position: relative;
    line-height: 1.6;
  }
  
  .req-list li::before {
    content: '•';
    position: absolute;
    left: calc(var(--spacing-unit) * 1);
    color: var(--muted-gold);
  }
  
  .form-section {
    background-color: var(--off-white);
  }
  
  .form-container {
    max-width: 900px;
    margin: 0 auto;
  }
  
  .form-header {
    text-align: center;
    margin-bottom: calc(var(--spacing-unit) * 6);
  }
  
  .form-header h2 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .form-header p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }
  
  .inquiry-form {
    background-color: var(--warm-white);
    padding: calc(var(--spacing-unit) * 6);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
  }
  
  .form-section-group {
    margin-bottom: calc(var(--spacing-unit) * 6);
    padding-bottom: calc(var(--spacing-unit) * 6);
    border-bottom: 1px solid var(--border-color);
  }
  
  .form-section-group:last-of-type {
    border-bottom: none;
  }
  
  .form-section-title {
    color: var(--navy);
    font-size: 20px;
    margin-bottom: calc(var(--spacing-unit) * 4);
  }
  
  .form-row {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 3);
  }
  
  .form-group {
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .form-group label {
    display: block;
    font-size: 14px;
    font-weight: 500;
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 1);
  }
  
  .form-group input,
  .form-group select,
  .form-group textarea {
    width: 100%;
    padding: calc(var(--spacing-unit) * 2);
    font-size: 15px;
    font-family: 'Satoshi', sans-serif;
    color: var(--text-primary);
    background-color: var(--off-white);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    transition: border-color 0.2s ease;
  }
  
  .form-group input:focus,
  .form-group select:focus,
  .form-group textarea:focus {
    outline: none;
    border-color: var(--navy);
  }
  
  .form-group textarea {
    resize: vertical;
  }
  
  .form-actions {
    text-align: center;
    margin-top: calc(var(--spacing-unit) * 6);
  }
  
  .form-note {
    font-size: 13px;
    color: var(--text-secondary);
    margin-top: calc(var(--spacing-unit) * 3);
    line-height: 1.6;
  }
  
  .form-confirmation {
    background-color: var(--warm-white);
    padding: calc(var(--spacing-unit) * 8);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    text-align: center;
  }
  
  .confirmation-icon {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background-color: var(--muted-gold);
    color: var(--navy);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 48px;
    font-weight: 700;
    margin: 0 auto calc(var(--spacing-unit) * 4);
  }
  
  .form-confirmation h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .form-confirmation p {
    color: var(--text-secondary);
    font-size: 16px;
    line-height: 1.7;
    max-width: 600px;
    margin: 0 auto calc(var(--spacing-unit) * 2);
  }

  .form-error {
    text-align: center;
    padding: calc(var(--spacing-unit) * 8);
    background-color: #fef2f2;
    border-radius: var(--card-radius);
    border: 1px solid #fecaca;
    margin-bottom: calc(var(--spacing-unit) * 4);
  }

  .form-error h3 {
    color: #dc2626;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }

  .form-error p {
    color: #7f1d1d;
  }

  .error-icon {
    font-size: 48px;
    color: #dc2626;
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .alternative-contact {
    background-color: var(--warm-white);
  }
  
  .alternative-contact h2 {
    text-align: center;
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .alternative-contact p {
    text-align: center;
    color: var(--text-secondary);
    font-size: 16px;
    margin-bottom: calc(var(--spacing-unit) * 5);
  }
  
  .contact-options {
    display: flex;
    justify-content: center;
    gap: calc(var(--spacing-unit) * 8);
  }
  
  .contact-option {
    font-size: 16px;
  }
  
  .contact-option strong {
    color: var(--navy);
    margin-right: calc(var(--spacing-unit) * 1);
  }
  
  .contact-option a {
    color: var(--navy);
    font-weight: 500;
    text-decoration: underline;
    text-decoration-color: var(--muted-gold);
    text-underline-offset: 3px;
  }
  
  .main-footer {
    background-color: var(--navy);
    color: var(--off-white);
    padding: calc(var(--spacing-unit) * 10) calc(var(--spacing-unit) * 6);
  }
  
  .footer-content {
    max-width: 1440px;
    margin: 0 auto;
  }
  
  .footer-main {
    display: grid;
    grid-template-columns: 1.2fr 2fr;
    gap: calc(var(--spacing-unit) * 10);
    margin-bottom: calc(var(--spacing-unit) * 8);
    padding-bottom: calc(var(--spacing-unit) * 8);
    border-bottom: 1px solid rgba(255, 255, 255, 0.15);
  }
  
  .footer-brand .nav-brand {
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .footer-tagline {
    font-size: 15px;
    color: var(--off-white);
    opacity: 0.85;
    line-height: 1.6;
  }
  
  .footer-nav {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: calc(var(--spacing-unit) * 6);
  }
  
  .footer-column h4 {
    font-size: 14px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--muted-gold);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }
  
  .footer-column ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 2);
  }
  
  .footer-column a {
    font-size: 15px;
    color: var(--off-white);
    opacity: 0.85;
    transition: opacity 0.2s ease;
  }
  
  .footer-column a:hover {
    opacity: 1;
  }
  
  .footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: start;
    gap: calc(var(--spacing-unit) * 8);
  }
  
  .footer-legal {
    flex: 1;
  }
  
  .footer-legal p {
    font-size: 14px;
    line-height: 1.6;
    color: var(--off-white);
    opacity: 0.85;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }
  
  .footer-disclaimer {
    font-size: 13px;
    opacity: 0.7;
  }
  
  .footer-links {
    display: flex;
    gap: calc(var(--spacing-unit) * 4);
  }
  
  .footer-link {
    font-size: 14px;
    font-weight: 500;
    color: var(--off-white);
    opacity: 0.85;
    transition: opacity 0.2s ease;
  }
  
  .footer-link:hover {
    opacity: 1;
  }
  
  @media (max-width: 1024px) {
    .hero-content {
      grid-template-columns: 1fr;
      gap: calc(var(--spacing-unit) * 6);
    }
  
    .hero-stats {
      position: static;
    }
  
    .value-grid,
    .principles-grid,
    .leadership-grid,
    .requirements-detailed {
      grid-template-columns: 1fr;
    }
  
    .capabilities-layout,
    .timeline-content {
      grid-template-columns: 1fr;
    }
  
    .philosophy-grid {
      grid-template-columns: 1fr;
    }
  
    .stats-grid {
      grid-template-columns: repeat(2, 1fr);
    }
  
    .process-steps-simple {
      grid-template-columns: 1fr;
    }
  
    .contact-grid-main,
    .offices-grid {
      grid-template-columns: 1fr;
    }
  
    .contact-grid-secondary {
      grid-template-columns: repeat(2, 1fr);
    }
  
    .footer-main {
      grid-template-columns: 1fr;
    }
  
    .footer-bottom {
      flex-direction: column;
    }
  }
  
  @media (max-width: 768px) {
    section {
      padding: calc(var(--spacing-unit) * 8) calc(var(--spacing-unit) * 4);
    }
  
    .nav-container {
      padding: calc(var(--spacing-unit) * 3) calc(var(--spacing-unit) * 4);
    }
  
    .nav-toggle {
      display: flex;
    }
  
    .nav-menu {
      position: fixed;
      top: 76px;
      left: -100%;
      width: 100%;
      background-color: var(--warm-white);
      flex-direction: column;
      align-items: flex-start;
      padding: calc(var(--spacing-unit) * 4);
      gap: calc(var(--spacing-unit) * 3);
      border-bottom: 1px solid var(--border-color);
      transition: left 0.3s ease;
      max-height: calc(100vh - 76px);
      overflow-y: auto;
    }
  
    .nav-menu.active {
      left: 0;
    }
  
    .nav-item {
      width: 100%;
    }
  
    .submenu {
      position: static;
      opacity: 1;
      visibility: visible;
      transform: none;
      border: none;
      box-shadow: none;
      margin-top: calc(var(--spacing-unit) * 2);
      padding: 0 0 0 calc(var(--spacing-unit) * 3);
      background-color: transparent;
      display: none;
    }
  
    .nav-item.has-submenu.active .submenu {
      display: block;
    }
  
    .submenu a {
      padding: calc(var(--spacing-unit) * 1.5) 0;
    }
  
    .nav-cta {
      margin-left: 0;
      width: 100%;
    }
  
    .btn-nav-cta {
      display: block;
      text-align: center;
      width: 100%;
    }
  
    .brand-text {
      font-size: 16px;
    }
  
    .page-hero {
      min-height: auto;
      padding-top: calc(var(--spacing-unit) * 6);
    }
  
    .hero-section {
      min-height: auto;
      padding-top: calc(var(--spacing-unit) * 10);
    }
  
    .hero-actions {
      flex-direction: column;
    }
  
    .hero-actions .btn-primary,
    .hero-actions .btn-secondary {
      width: 100%;
      text-align: center;
    }
  
    .form-row {
      grid-template-columns: 1fr;
    }
  
    .contact-grid-secondary {
      grid-template-columns: 1fr;
    }
  
    .contact-options {
      flex-direction: column;
      gap: calc(var(--spacing-unit) * 3);
    }
  
    .contact-option {
      text-align: center;
    }
  
    .footer-nav {
      grid-template-columns: 1fr;
    }
  
    .stats-grid {
      grid-template-columns: 1fr;
    }

    .insights-content {
      grid-template-columns: 1fr;
    }

    .strategy-content {
      grid-template-columns: 1fr;
      gap: calc(var(--spacing-unit) * 4);
    }

    .strategy-visual {
      height: 250px;
      order: -1;
    }

    .overview-content,
    .story-content,
    .values-content,
    .governance-content,
    .advisory-content,
    .solutions-content,
    .lending-content,
    .story-content,
    .philosophy-content,
    .partnership-content,
    .evolution-grid,
    .approach-grid,
    .simple-grid,
    .investment-cards,
    .benefits-grid,
    .process-cards,
    
    .process-content {
      grid-template-columns: 1fr !important;
    }

    .evolution-grid {
      grid-template-columns: 1fr;
    }

    .overview-img,
    .story-img,
    .values-img,
    .governance-img,
    .advisory-img {
      height: 250px;
    }

    .solutions-content,
    .lending-content,
    .philosophy-content,
    .partnership-content,
    .process-content {
      grid-template-columns: 1fr;
    }

    .approach-grid {
      grid-template-columns: 1fr;
    }

    .solutions-img,
    .lending-img,
    .philosophy-img,
    .partnership-img,
    .process-img {
      height: 250px;
    }

    .philosophy-grid {
      grid-template-columns: 1fr;
    }

    .partnership-step {
      grid-template-columns: 1fr;
      text-align: center;
    }

    .step-visual {
      height: 200px;
      margin: 0 auto;
      max-width: 300px;
    }

    .simple-grid {
      grid-template-columns: 1fr;
    }

    .benefits-grid {
      grid-template-columns: 1fr;
    }

    .investment-cards {
      grid-template-columns: 1fr;
    }

    .process-cards {
      grid-template-columns: 1fr;
    }
  }

  /* New sections styles */
  .market-insights {
    background-color: var(--off-white);
  }

  .market-insights h2 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }

  .insights-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .insights-content {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 6);
  }

  @media (max-width: 768px) {
    .insights-content {
      grid-template-columns: 1fr;
    }

    .testimonials-grid {
      grid-template-columns: 1fr;
    }
  }

  .insight-card {
    background-color: var(--warm-white);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    overflow: hidden;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
  }

  .insight-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(26, 35, 50, 0.08);
  }

  .insight-image {
    height: 200px;
    overflow: hidden;
  }

  .insight-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
  }

  .insight-text {
    padding: calc(var(--spacing-unit) * 4);
  }

  .insight-text h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 18px;
  }

  .insight-text p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }

  .investment-strategy {
    background-color: var(--warm-white);
  }

  .investment-strategy h2 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }

  .strategy-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .strategy-content {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  @media (max-width: 768px) {
    .strategy-content {
      grid-template-columns: 1fr;
    }
  }

  .strategy-visual {
    height: 400px;
    border-radius: var(--card-radius);
    overflow: hidden;
  }

  .strategy-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
  }

  .strategy-points {
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 4);
  }

  .strategy-point {
    display: flex;
    gap: calc(var(--spacing-unit) * 3);
    align-items: flex-start;
  }

  .point-icon {
    width: 40px;
    height: 40px;
    background-color: var(--muted-gold);
    color: var(--navy);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    font-weight: 700;
    font-family: 'Cabinet Grotesk', sans-serif;
    flex-shrink: 0;
  }

  .point-content h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 1.5);
    font-size: 18px;
  }

  .point-content p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }

  /* New page styles */
  .overview-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .overview-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  .overview-img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: var(--card-radius);
  }

  .story-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .story-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  .story-img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: var(--card-radius);
  }

  .story-text h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 20px;
  }

  .story-text p {
    color: var(--text-secondary);
    font-size: 16px;
    line-height: 1.7;
    margin-bottom: calc(var(--spacing-unit) * 4);
  }

  .evolution-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 5);
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .evolution-card {
    background-color: var(--warm-white);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    overflow: hidden;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
  }

  .evolution-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(26, 35, 50, 0.08);
  }

  .evolution-icon {
    height: 80px;
    width: 80px;
    border-radius: 50%;
    background-color: var(--navy);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: calc(var(--spacing-unit) * 6) auto calc(var(--spacing-unit) * 4);
    font-size: 32px;
    color: var(--off-white);
  }

  .evolution-icon i {
    font-size: 32px;
    color: var(--off-white);
  }

  .evolution-content {
    padding: calc(var(--spacing-unit) * 4);
  }

  .evolution-content h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 18px;
  }

  .evolution-content p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }

  .values-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .values-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  .values-img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: var(--card-radius);
  }

  .value-point {
    margin-bottom: calc(var(--spacing-unit) * 4);
  }

  .value-point h3 {
    color: var(--off-white);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 18px;
  }

  .value-point p {
    color: rgba(255, 255, 255, 0.85);
    font-size: 15px;
    line-height: 1.6;
  }

  .leader-visual {
    height: 400px;
    overflow: hidden;
    border-radius: var(--card-radius);
    margin-bottom: calc(var(--spacing-unit) * 3);
  }

  .leader-img {
    width: 100%;
    height: 100%;
    object-position: center;
    display: block;
  }

  .governance-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .governance-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  .governance-img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: var(--card-radius);
  }

  .governance-content h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 3);
    font-size: 20px;
  }

  .governance-content p {
    color: var(--text-secondary);
    font-size: 16px;
    line-height: 1.7;
    margin-bottom: calc(var(--spacing-unit) * 3);
  }

  .advisory-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .advisory-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  .advisory-img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: var(--card-radius);
  }

  .advisory-point {
    margin-bottom: calc(var(--spacing-unit) * 4);
  }

  .advisory-point h3 {
    color: var(--off-white);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 18px;
  }

  .advisory-point p {
    color: rgba(255, 255, 255, 0.85);
    font-size: 15px;
    line-height: 1.6;
  }

  /* Capital Programs page styles */
  .solutions-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .solutions-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  .solutions-img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: var(--card-radius);
  }

  .solutions-text h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 20px;
  }

  .solutions-text p {
    color: var(--text-secondary);
    font-size: 16px;
    line-height: 1.7;
    margin-bottom: calc(var(--spacing-unit) * 4);
  }

  .approach-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 5);
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .approach-card {
    background-color: var(--warm-white);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    overflow: hidden;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
  }

  .approach-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(26, 35, 50, 0.08);
  }

  .approach-icon {
    height: 80px;
    width: 80px;
    border-radius: 50%;
    background-color: var(--navy);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: calc(var(--spacing-unit) * 6) auto calc(var(--spacing-unit) * 4);
    font-size: 32px;
    color: var(--off-white);
  }

  .approach-icon i {
    font-size: 32px;
    color: var(--off-white);
  }

  .approach-content {
    padding: calc(var(--spacing-unit) * 4);
  }

  .approach-content h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 18px;
  }

  .approach-content p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }

  /* Lending page styles */
  .lending-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .lending-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  .lending-img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: var(--card-radius);
  }

  .lending-text h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 20px;
  }

  .lending-text p {
    color: var(--text-secondary);
    font-size: 16px;
    line-height: 1.7;
    margin-bottom: calc(var(--spacing-unit) * 4);
  }

  .program-visual {
    height: 200px;
    overflow: hidden;
  }

  .program-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
  }

  .process-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .process-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  .process-img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: var(--card-radius);
  }

  .process-point {
    margin-bottom: calc(var(--spacing-unit) * 4);
  }

  .process-point h3 {
    color: var(--off-white);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 18px;
  }

  .process-point p {
    color: rgba(255, 255, 255, 0.85);
    font-size: 15px;
    line-height: 1.6;
  }

  /* Joint Venture page styles */
  .philosophy-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .philosophy-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  .philosophy-img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: var(--card-radius);
  }

  .philosophy-text h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 20px;
  }

  .philosophy-text p {
    color: var(--text-secondary);
    font-size: 16px;
    line-height: 1.7;
    margin-bottom: calc(var(--spacing-unit) * 4);
  }

  .partnership-layout {
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .partnership-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: calc(var(--spacing-unit) * 8);
    align-items: center;
  }

  .partnership-img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: var(--card-radius);
  }

  .partnership-point {
    margin-bottom: calc(var(--spacing-unit) * 4);
  }

  .partnership-point h3 {
    color: var(--off-white);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 18px;
  }

  .partnership-point p {
    color: rgba(255, 255, 255, 0.85);
    font-size: 15px;
    line-height: 1.6;
  }

  /* New joint venture layout styles */
  .philosophy-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: calc(var(--spacing-unit) * 5);
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .philosophy-card {
    background-color: var(--warm-white);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    overflow: hidden;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
  }

  .philosophy-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(26, 35, 50, 0.08);
  }

  .philosophy-icon {
    height: 200px;
    overflow: hidden;
  }

  .philosophy-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
  }

  .philosophy-content {
    padding: calc(var(--spacing-unit) * 4);
  }

  .philosophy-content h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 18px;
  }

  .philosophy-content p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }

  .partnership-timeline {
    display: flex;
    flex-direction: column;
    gap: calc(var(--spacing-unit) * 6);
    margin-top: calc(var(--spacing-unit) * 8);
  }

  .partnership-step {
    display: grid;
    grid-template-columns: 200px 1fr;
    gap: calc(var(--spacing-unit) * 5);
    align-items: center;
    padding: calc(var(--spacing-unit) * 4);
    background-color: rgba(255, 255, 255, 0.05);
    border-radius: var(--card-radius);
    border: 1px solid rgba(255, 255, 255, 0.1);
  }

  .step-visual {
    height: 150px;
    overflow: hidden;
    border-radius: var(--card-radius);
  }

  .step-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
  }

  .step-content h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 18px;
  }

  .step-content p {
    color: var(--text-secondary);
    font-size: 15px;
    line-height: 1.6;
  }

  /* Simple joint venture styles */
  .simple-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: calc(var(--spacing-unit) * 4);
    margin-top: calc(var(--spacing-unit) * 6);
  }

  .simple-card {
    background-color: var(--warm-white);
    padding: calc(var(--spacing-unit) * 5);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    text-align: left;
  }

  .simple-card h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 3);
    font-size: 20px;
    text-align: center;
  }

  .simple-card p {
    color: var(--text-secondary);
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }

  .simple-card p:last-child {
    margin-bottom: 0;
  }

  .benefits-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 4);
    margin-top: calc(var(--spacing-unit) * 6);
  }

  .benefit-item {
    text-align: center;
  }

  .benefit-item h3 {
    color: var(--off-white);
    margin-bottom: calc(var(--spacing-unit) * 2);
    font-size: 18px;
  }

  .benefit-item p {
    color: rgba(255, 255, 255, 0.85);
    font-size: 15px;
    line-height: 1.6;
  }

  /* Light section background */
  .light-section {
    background-color: var(--warm-white);
  }

  /* Investment cards */
  .investment-cards {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: calc(var(--spacing-unit) * 4);
    margin-top: calc(var(--spacing-unit) * 6);
  }

  .investment-card {
    background-color: var(--off-white);
    padding: calc(var(--spacing-unit) * 5);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    text-align: left;
  }

  .investment-card h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 3);
    font-size: 20px;
    text-align: center;
  }

  .investment-card p {
    color: var(--text-secondary);
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }

  .investment-card p:last-child {
    margin-bottom: 0;
  }

  /* Benefit cards for dark section */
  .benefit-card {
    background-color: rgba(255, 255, 255, 0.1);
    padding: calc(var(--spacing-unit) * 5);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: var(--card-radius);
    text-align: left;
  }

  .benefit-card h3 {
    color: var(--off-white);
    margin-bottom: calc(var(--spacing-unit) * 3);
    font-size: 20px;
    text-align: center;
  }

  .benefit-card p {
    color: rgba(255, 255, 255, 0.85);
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }

  .benefit-card p:last-child {
    margin-bottom: 0;
  }

  /* Process cards */
  .process-cards {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: calc(var(--spacing-unit) * 4);
    margin-top: calc(var(--spacing-unit) * 6);
  }

  .process-card {
    background-color: var(--off-white);
    padding: calc(var(--spacing-unit) * 5);
    border: 1px solid var(--border-color);
    border-radius: var(--card-radius);
    text-align: left;
    position: relative;
  }

  .process-number {
    background-color: var(--navy);
    color: var(--off-white);
    width: 40px;
    height: 40px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 16px;
    margin: 0 auto calc(var(--spacing-unit) * 3);
  }

  .process-card h3 {
    color: var(--navy);
    margin-bottom: calc(var(--spacing-unit) * 3);
    font-size: 20px;
    text-align: center;
  }

  .process-card p {
    color: var(--text-secondary);
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: calc(var(--spacing-unit) * 2);
  }

  .process-card p:last-child {
    margin-bottom: 0;
  }

  /* Scroll animations */
  .fade-in-up {
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.6s cubic-bezier(0.4, 0, 0.2, 1);
    transition-delay: var(--animation-delay, 0s);
  }

  .fade-in-up.animate-in {
    opacity: 1;
    transform: translateY(0);
  }

  .fade-in-section {
    opacity: 0;
    transform: translateY(20px);
    transition: all 0.8s cubic-bezier(0.4, 0, 0.2, 1);
  }

  .fade-in-section.animate-in {
    opacity: 1;
    transform: translateY(0);
  }

  /* Staggered animations for grids */
  .value-grid .value-card:nth-child(1) { --animation-delay: 0s; }
  .value-grid .value-card:nth-child(2) { --animation-delay: 0.1s; }
  .value-grid .value-card:nth-child(3) { --animation-delay: 0.2s; }
  .value-grid .value-card:nth-child(4) { --animation-delay: 0.3s; }

  .simple-grid .simple-card:nth-child(1) { --animation-delay: 0s; }
  .simple-grid .simple-card:nth-child(2) { --animation-delay: 0.1s; }
  .simple-grid .simple-card:nth-child(3) { --animation-delay: 0.2s; }

  .investment-cards .investment-card:nth-child(1) { --animation-delay: 0s; }
  .investment-cards .investment-card:nth-child(2) { --animation-delay: 0.1s; }
  .investment-cards .investment-card:nth-child(3) { --animation-delay: 0.2s; }
  .investment-cards .investment-card:nth-child(4) { --animation-delay: 0.3s; }

  .benefits-grid .benefit-card:nth-child(1) { --animation-delay: 0s; }
  .benefits-grid .benefit-card:nth-child(2) { --animation-delay: 0.1s; }
  .benefits-grid .benefit-card:nth-child(3) { --animation-delay: 0.2s; }
  .benefits-grid .benefit-card:nth-child(4) { --animation-delay: 0.3s; }

  .process-cards .process-card:nth-child(1) { --animation-delay: 0s; }
  .process-cards .process-card:nth-child(2) { --animation-delay: 0.1s; }
  .process-cards .process-card:nth-child(3) { --animation-delay: 0.2s; }
  .process-cards .process-card:nth-child(4) { --animation-delay: 0.3s; }

  /* Special animations for strategy points */
  .strategy-points .strategy-point:nth-child(1) { --animation-delay: 0s; }
  .strategy-points .strategy-point:nth-child(2) { --animation-delay: 0.2s; }
  .strategy-points .strategy-point:nth-child(3) { --animation-delay: 0.4s; }

  /* Reduce motion for users who prefer it */
  @media (prefers-reduced-motion: reduce) {
    .fade-in-up,
    .fade-in-section {
      opacity: 1;
      transform: none;
      transition: none;
    }
  }